LOAN PROGRAMS
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Conventional Loans
A conventional loan is a great loan option because it offers low-interest rates and low private mortgage insurance rates. Set up a free consultation under the tools tab to learn more about qualification factors and to see if the conventional loan might be the loan for you.
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VA Loans
VA Loans are for active military members and military veterans. The VA loan is the best loan product available as it offers the most competitive rates, no down payment requirement, and no mortgage insurance cost. For current and former military service members, set up a free consultation under the tools tab to find out what qualifications are needed for a VA loan.
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FHA Loans
FHA Loans are a popular choice among first-time homebuyers as they allow for a low down payment, a more lenient credit score, and competitive interest rates. Depending on your current financial situation, an FHA loan can be the right loan product for you. Set up a free consultation under the tools tab to learn more.
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Down Payment Assistance Loans
Do not let the fact that having little to no money saved stop you from buying a home. Fortunately, we do have several programs that will allow you to put little to no down payment for your dream home. If you think you can you can benefit from a down payment assistance loan, Set up a free consultation under the tools tab to learn more.
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Jumbo Loans
Jumbo loans are loan options for borrowers who exceed the maximum loan amount in the county they are purchasing in. These loans require higher credit scores, larger down payments, and stricter overall qualifications as the bank is lending out a large amount. This may be the route for you if you are interested in a higher purchase price. Set up a free consultation under the tools tab to learn more.
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Alt-Doc Loans
We have a variety of alternative documentation programs such iTin, Bank Statement, and DSCR loans. You may need these programs for various situations such as business owners and investors who can not prove income through tax returns or borrowers who are not currently citizens or residents and want to buy a home. Set up a free consultation under the tools tab to learn about which alt-doc loan might fit your needs.