Our Loan Products
We offer a comprehensive range of mortgage solutions to fit your unique needs and financial goals.
Conventional Loans
Traditional financing with competitive rates and flexible terms for qualified buyers.
Ideal for borrowers with good credit scores and stable income who want traditional financing.
Key Features:
- Competitive interest rates
- Fixed or adjustable rate options
- Down payments as low as 3%
- No private mortgage insurance with 20% down
- Terms from 10 to 30 years
FHA Loans
Government-backed loans with lower down payments and more flexible credit requirements.
Perfect for first-time homebuyers or those with less-than-perfect credit looking to get into a home.
Key Features:
- Down payments as low as 3.5%
- More lenient credit requirements
- Competitive interest rates
- Gift funds allowed for down payment
- Streamline refinance options available
VA Loans
Exclusive benefits for veterans, active-duty military, and eligible surviving spouses.
Available exclusively to veterans, active-duty service members, and eligible surviving spouses.
Key Features:
- No down payment required
- No private mortgage insurance
- Competitive interest rates
- Limited closing costs
- More flexible credit guidelines
Refinancing
Replace your existing mortgage with better terms, lower rates, or access your home equity.
Great for homeowners looking to reduce their monthly payments, shorten their loan term, or access equity.
Key Features:
- Rate & term refinance to lower payments
- Cash-out refinance for home improvements
- Consolidate high-interest debt
- Switch from ARM to fixed rate
- Streamline refinance options
Non-QM Loans
Alternative financing solutions for borrowers who don't fit traditional mortgage guidelines.
Perfect for self-employed borrowers, real estate investors, or those with unique financial situations.
Key Features:
- Bank statement programs available
- Alternative income documentation
- Flexible credit requirements
- Solutions for investment properties
- Higher loan amounts available
Reverse Mortgage Loans
Convert home equity into cash while remaining in your home. Designed for homeowners 62 and older.
Designed for homeowners age 62 and older who want to access their home equity without selling.
Key Features:
- No monthly mortgage payments required
- Remain in your home as long as you wish
- Tax-free proceeds in most cases
- Flexible payment options
- FHA-insured protection